Financial Services Available

Flexible financing options to help

you move forward with confidence

We understand that home improvement projects represent a significant investment in your property's future. That's why we've partnered with leading financial institutions to offer accessible financing solutions that make critical renovations, roofing upgrades, and restoration work possible—without unnecessary delays or financial strain.

Our financing programs are designed to remove barriers between you and the improvements your property needs. Whether you're planning essential repairs, enhancing your home's protection with impact-resistant features, or undertaking comprehensive renovations, flexible payment options ensure you can proceed with confidence and security.

Our Financing Partners

Renew Financial

Specializing in property-based financing solutions, Renew Financial helps homeowners invest in long-term property improvements through innovative PACE (Property Assessed Clean Energy) programs and traditional financing options.

Key Features:

Property-secured financing

Energy-efficient upgrade programs

Extended repayment terms up to 30 years

Transferable with property sale

Ideal for comprehensive renovations and energy-efficient installations including impact windows, roofing upgrades, and whole-home improvements.

Synchrony Bank logo representing flexible financing solutions for home improvement projects

Synchrony Bank

A trusted name in consumer financing, Synchrony Bank offers flexible payment plans designed specifically for home improvement projects, with options tailored to qualified customers' individual financial situations.

Key Features:

Revolving credit lines

Promotional financing periods

Quick approval process

Online account management

Perfect for projects of various sizes, from emergency repairs to planned renovations, with promotional periods that can include deferred interest options.

We’ve carefully selected financial partners who share our commitment to exceptional service and customer satisfaction. These established institutions offer proven track records in property improvement financing, combining competitive terms with responsive customer support.

Renew Financial logo representing available home improvement financing options

How Our Financing Process Works

We've designed a straightforward, transparent financing journey that integrates seamlessly with your project planning. From initial consultation through final approval, our team guides you through every step, ensuring you understand your options and feel confident in your decisions.

Homeowner reviewing renovation plans while learning about available construction financing options
01
Consultation & Project Review

Our experts assess your property needs and discuss project scope, timeline, and estimated costs. We provide detailed proposals outlining all work to be completed, ensuring complete transparency before discussing financial options..

02
Financing Options Explained

We present available financing programs, comparing terms, rates, and payment structures. Our team helps you understand the advantages of each option, answering questions and providing calculations tailored to your specific project cost.

03
Application Submission

Once you select your preferred financing partner, we assist with completing the application. Most applications are submitted online and require basic financial information, property details, and project documentation we help prepare.

04
Project Approval & Scheduling

Upon financing approval, we immediately schedule your project start date. Our project managers coordinate all phases of work, keeping you informed throughout construction while managing payment disbursements directly with your financing partner.

Frequently Asked Questions About Financing

What credit score is required?

Requirements vary by financing partner, but options exist for a range of credit profiles. Renew Financial's PACE programs focus on property equity rather than credit scores, while Synchrony typically requires good credit (640+). We work with multiple lenders to find solutions for various financial situations.

How quickly can I get approved?

Most applications receive preliminary decisions within 24-48 hours. Synchrony often provides instant approval for qualifying applicants. Renew Financial's PACE program may take 5-7 business days for complete approval. Emergency repairs can often be accommodated with expedited processing.

Can I finance if I have an existing mortgage?

Yes. Traditional financing options like Synchrony don't affect your mortgage. PACE financing attaches to your property tax bill and may require mortgage lender acknowledgment. We coordinate with all parties to ensure smooth processing.

What documentation do I need?

Basic requirements include proof of income, property ownership verification, homeowner's insurance information, and government-issued ID. We provide a complete checklist and assist with gathering all necessary documentation to expedite your application.

Are there prepayment penalties?

No. All our financing partners allow early payoff without penalties, giving you flexibility to pay down your balance whenever financially advantageous. You maintain complete control over your payment schedule.

What if my project scope changes?

Financing can often be adjusted if project scope increases during construction. We work with your financing partner to secure additional funding if needed. For scope reductions, unused funds simply aren't drawn, keeping your payment obligations aligned with actual costs.

Take the First Step Toward Your Project

Don't let financing concerns delay necessary improvements to your property. Our experienced team is ready to walk you through available options, answer your questions, and help you select the financing solution that best fits your project timeline and budget.

We've helped hundreds of homeowners and property managers access the funding needed to protect, enhance, and restore their properties. Whether you're facing emergency repairs or planning strategic upgrades, flexible financing makes it possible to act now rather than postpone critical work.

What happens next:

  1. Contact our team to schedule a free consultation

  2. Receive a detailed project proposal with cost breakdown

  3. Explore financing options tailored to your situation

  4. Complete a simple application with our guidance

  5. Get approved and schedule your project start date

Our financing coordinators are available Monday through Friday, 8 AM to 6 PM, and Saturday by appointment. We respond to all inquiries within 2 business hours.

Special Financing Offers

Ask about current promotional financing periods with deferred interest options for qualified applicants. Limited-time offers may include extended 0% APR periods for projects scheduled within the next 60 days.

Construction professional meeting with homeowners after securing financing for a residential project